My partner and I faced a whirlwind of emotions when we didn’t receive the initial two rounds of stimulus checks. Confusion turned to frustration as I checked the IRS stimulus tool multiple times each day, trying to understand the situation. When 2021 came around, a new administration brought positive change, and we finally received our third stimulus payment. I’m thankful for this support, as it has greatly benefited my family. However, even without this assistance, I feel fortunate that we still have food and shelter.
But what about those who lack a home, or a bank account, and struggle to find enough food to eat? According to the organization End Homelessness, over 567,000 individuals experienced homelessness in 2019. This staggering number represents countless people and families who miss out on stimulus payments simply because they are houseless. For many, a single payment of $1,400 can make a life-altering difference.
While we often consider the obvious challenges faced by houseless individuals—like accessing basic needs—there are many layers to the difficulties they encounter, especially when it comes to receiving economic impact payments. Unlike many of us who have bank accounts and internet access, houseless individuals face additional hurdles.
Many received their stimulus payments directly deposited into their bank accounts, but without a bank account, receiving a paper check poses another challenge. To receive a paper check, a person must have a physical address. Thankfully, some organizations and shelters allow residents to use their business address to receive important documents, including stimulus checks. In New York, for instance, the Coalition for the Homeless assists individuals in securing a safe mailing address.
However, having an address is just one step in the process. To claim their stimulus payments, houseless individuals must have filed a tax return for the previous year. Organizations, including the IRS, are working diligently to assist those in the houseless community. Jodie Reynolds, a representative from the IRS, confirmed their commitment to helping as many people as possible access their stimulus payments.
For those without internet access, local United Way 2-1-1 numbers can provide information on how to access the IRS stimulus tool. It’s worth noting that approximately 12 million people who don’t need to file taxes are missing out on these payments. This disproportionately impacts communities of color, many of whom are already facing severe challenges due to the pandemic.
Fortunately, various organizations are eager to assist those in need. When a houseless person receives their stimulus payment, it can provide them with the means to get food, pay for shelter, or address other basic necessities. For some, these funds are a lifeline.
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